Always on
Your Side of the Glass.
You replace the glass, send AGA the invoice, and
we will pay the full invoice to you in 3-5 business days.
No more waiting 60 days. No more insurance disputes. No more short pays You fix glass and get paid.
Real claim sequence — anonymized
- Mon
- Windshield replaced. Customer signs assignment of claim.
- Tue
-
Invoice submitted through AGA portal. Eligibility confirmed same
day.
- Fri
-
Full payment in your
account.You are done.
Paid in full
- Wk 7
- Insurer disputes the claim. AGA handles it. you never knew.
$ FULL INVOICE AMOUNT
paid to you on day 3-5
3-5
Days to full payment
3-5
Days to full payment
3-5
Days to full payment
- 3-5 Day Payment
- Full Invoice Amount
- No Network to Join
- No Contract
- Disputes Are Ours
- 44+ States
- The Problem
Insurance Claims Shouldn't Run Your Shop
You replaced the glass. The customer drove away. The job should be over. Instead, you're waiting weeks for payment. The work is done. The insurance claim shouldn't become your next job.
01
Payment Takes Too Long
Insurance reimbursements can take weeks. Meanwhile, your labor, glass, fuel, and overhead were all paid for the day the job was done.
52 days
Typical insurer pay window
02
Short Pays Kill Your Margins
You finish the work expecting to be paid your invoice. Weeks later, a smaller check shows up with no warning or explanation. Now you have to spend time fighting for the difference or absorb the loss and move on.
03
Receivables Trap Your Cash
A busy shop can have tens of thousands sitting in unpaid claims. That's money you've already earned but can't use to make payroll, buy inventory, hire technicians, or grow the business.v
$30K+
typical receivables outstanding
04
Follow-Up Wastes Your Team’s Time
Hold queues, adjuster calls, emails, status checks, resubmissions. It adds up to a half-day or more of staff time every week. Every hour chasing claims is an hour not spent serving customers.
4-8 hrs/wk
Typical time spent each week chasing claims
05
Someone Else Controls the Outcome
When another party decides when you get paid, how much you get paid, and whether you have to fight for the difference, you're carrying risk that has nothing to do with replacing glass. Independent shops deserve a better option.
AGA Solves all five.
Get paid in days, not months. No contracts. No networks. No changes to how you run your shop.
Your Job Ends When the Glass
Goes In.
Everything after you submit is AGA's problem to solve.
- How We Pay You
Think of Auto Glass Advocates Like a
Cash Customer
Learn how the AOC model works →
When a customer pays cash for a windshield, you're paid in full that day. Whether they ever file with their insurer, and whatever the insurer decides, isn't your problem. You did the work, you got paid, you moved on.
AGA works the same way. Your customer signs over their claim to us, we pay your full invoice in 3–5 business days, and we become the party the insurer answers to. We're not processing the claim on your behalf or chasing it for you; we own it. That's what lets us pay you now instead of in two months, and it's why the dispute that comes later is ours, not yours.
We're not a lender, and this isn't financing. You're not factoring or borrowing against the claim. You're being paid for completed work, in full, up front
What AGA is not
A lender, a factor, a TPA, or a middleman taking a cut of your work
What AGA is
The party that buys the claim and pays you in full, up front in 3-5 days.
Result for you
Paid in days. Out of the dispute. On to the next job
3-5
Business days from invoice to full payment in your account
100%
Of your invoiced amount. AGA absorbs every short pay.
44+
Qualifying states where AGA operates today
$0
Contracts, commitments, or setup fees to get started
- How It Works
You Do Three Steps.
We Do Everything Else.
Your part ends at step three. Everything after that, the insurer's timeline, the disputes, the short pays, is ours.
Your Step
Complete the Job
Full windshield replacement. Your standard process.
Your Step
Customer Signs Assignment of Claim (AOC)
One form. Post-loss claim transfers to AGA.
Your Step
Submit
Invoice
Through the portal. You’re done.
AGA's Step
Confirm
Eligibility
AGA verifies everything up Front.
AGA's Step
Pay You
Full invoice paid in 3-5 days.
AGA's Step
Pursue the
Insurer
Disputes, delays, short pays. All AGA’s from here.
- Real Results
What This Looks
Like in Practice.
A few typical scenarios.
5 days
Monday to Friday
You're paid Friday. Two weeks later the insurer disputed the claim. AGA handled it, and you'd already moved on.
6 days
Wednesday to Tuesday
Windshield replaced Wednesday. Invoice submitted Thursday. Full payment in the your account the following Tuesday. The insurer took six more weeks to reimburse AGA, and you never even needed to care.
Paid in Full
Gap absorbed by AGA
You invoiced its full amount and was paid in full in days. Later, the insurer paid AGA less than the invoice. That gap was AGA's problem to collect while you kept every dollar of the original invoice.
Try It on One Job.
No contract. No network. No commitment beyond that first claim. If it works,
use it again. If not, you have lost nothing.
Auto Glass Advocates
Payment Without the Wait
Independent auto glass shops paid in full within 3-5 business days on eligible insurance claims. No networks. No contracts. No catch.
Powered by AVATARe
Company
Shops
- Submit a Claim
- Eligibility
- FAQ
Legal
- Privacy Policy
- Terms of Service
- Assignment of Benefits
© 2026 Auto Glass Advocates. All rights reserved.
- Privacy
- Terms
- Legal